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Your Clean Slate Starts Here — Get Help With Your Debt Today

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How It Works

Your journey to financial freedom starts with a simple conversation and ends with a clean slate.

1

Match with a professional

Connect with licensed debt relief experts who understand your unique situation.

2

Tackle your debt

Work together to create and implement a personalized debt relief plan.

3

Achieve your goals

Move forward with confidence toward your debt-free future.

🌅

Financial Freedom

Redirect funds toward savings, investments, or personal goals instead of monthly debt payments.

Improved Credit

Many clients report seeing gradual improvements in their credit scores as debts are resolved.

Reduced Stress

Living debt-free eliminates collection calls and financial anxiety.

Ready for your Clean Slate?

In just a few minutes, our quick quiz can help match you with licensed debt relief professionals.

Once we understand your situation, we’ll connect you to solutions that fit your life.

Animated: Everyone deserves a Clean Slate
Ready to Start?

Debt Doesn’t Have to Define You

When bills pile up and calls don’t stop, it can feel like you’re out of options. The truth? There are practical ways to turn things around — and you don’t have to do it alone.

We connect people with experienced, licensed debt relief professionals who can help you understand your situation and explore options to reduce what you owe. From credit cards and taxes to personal loans and beyond, the right plan can put you back on track.

Find out what’s possible with a simple online assessment. In just a few minutes, you could be matched with solutions designed to help you move forward with confidence.

Our Debt Management Solutions

Consumer Proposals - Professional debt relief illustration

Consumer Proposals

Consumer proposals can be an alternative to bankruptcy that reduces debt and gives you more time to pay back creditors.

  • Legally stop creditors
  • Keep your assets & negotiate lower payments
  • Avoid bankruptcy
Consumer Proposals
Bankruptcy - Professional debt relief illustration

Bankruptcy

We will help you through the bankruptcy process every step of the way and guide you to a better financial future.

  • Wipe out most unsecured debt
  • Protect assets like your home
  • Last resort option
Bankruptcy
Debt Consolidation - Professional debt relief illustration

Debt Consolidation

Combine multiple debts into a single monthly payment, often at a lower interest rate, to simplify your finances.

  • One predictable payment
  • Potentially lower interest
  • Simplify budgeting
Debt Consolidation
Debt Management Plan - Professional debt relief illustration

Debt Management Plan

Work with credit counsellors to reduce interest and structure affordable monthly payments to clear your debt.

  • Reduced interest rates
  • Single monthly payment
  • Creditor-approved plan
Debt Management Plan
Debt Settlement - Professional debt relief illustration

Debt Settlement

Negotiate with creditors to settle balances for less than you owe, aiming for a faster path to being debt-free.

  • Reduce total debt owed
  • Resolve accounts faster
  • Alternative to bankruptcy
Debt Settlement
Credit Counseling - Professional debt relief illustration

Credit Counseling

Get guidance, budgeting help, and a clear view of your options so you can make confident decisions.

  • Personalized budgeting
  • Credit education
  • Non-judgmental support
Credit Counseling
Feeling overwhelmed by budgeting before getting help

Why Start a Clean Slate

Reduce what you owe

We connect you with licensed debt relief professionals who can explore options that may help cut your debt by up to 80%, so you can move forward with less stress.

Find out more

Clear, simple guidance

We match you with experts who explain your debt relief options in plain language, so you understand exactly how each choice works and what it means for your future.

See how it works

Help wherever you are

No matter where you live in Canada, we'll connect you with licensed professionals ready to assist you online or over the phone.

Get started today

Example Savings With Clean Slate Hub Debt Relief

Your Potential Debts:

Personal Income Tax$14,078.28
Amex$10,826.36
BMO Overdraft$2,946.54
Bell Phone Arrears$928.36
MoneyMart Payday Loan$1,534.87
National Student Loans$7,985.12
Total amount owed:$38,299.53

Your monthly repayments over a 60-month period would be

Before help

$1409

After help

$210

Monthly payments are determined based on individual financial factors.

Debt Help – It’s a Simple Process

Consultation

We’ll connect you with licensed debt relief professionals for a free, confidential consultation. They’ll take the time to understand your full financial picture — including income, expenses, debts, and creditors — so they can give clear, personalized guidance from the start.

Options

Once they understand your situation, the professionals will walk you through the debt relief options available to you. They’ll explain each choice in plain language, answer your questions, and help you weigh the pros and cons so you can decide with confidence.

Solution

After you choose the path that feels right, the professionals will create and implement a plan tailored to your needs. They’ll handle the process from start to finish, giving you the best chance at reducing your debt and moving toward a clean slate.

Professional consultation - woman smiling during debt relief meeting

Helping People Find Debt Relief with Integrity

We know how stressful it can be when debt feels unmanageable. But you don't have to navigate it on your own.

We partner with licensed debt relief professionals who bring decades of experience in helping individuals understand their rights, explore solutions, and take back control of their finances.

Whether it's learning about bankruptcy, reviewing debt management strategies, or considering a consumer proposal, these trusted professionals will clearly explain your options so you can choose the path that's right for you — and start working toward a brighter financial future.

Speak with a professional

Free debt repayment calculator

  • Get a free debt repayment plan tailored to your needs
  • Expert support from licensed insolvency trustees
  • Your information is safe & confidential
Step 1: Your debtYour plan
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